Gold & Platinum Loans

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We are pleased to announce two new loan products.

Gold Loan from £5,000 to £7,499 at 6.9% APR (loan period from 6 to 60 months)
To apply for a Gold Loan:

  • You must have an excellent credit record
  • Take home salary income of at least £1500 per month
  • Be in full-time employment
  • A tenant or a home owner

Platinum Plus Loan from £7,500 to £15,000 at 5.9% APR (loan period from 12 to 60 months)
To apply for a Platinum Plus Loan:

  • You must have an excellent credit record
  • Take home salary income of at least £1500 per month
  • Be in full-time employment
  • A home owner, a member of the Armed Forces or work for an employer offering the payroll deduction scheme

The Gold and Platinum Plus loans are available for a limited period and can be withdrawn at any time. Consideration of the loan will be based on the usual ability to repay criteria. If the full amount requested cannot be approved a reduced loan offer may be made and an interest rate offered in relation to the members individual circumstances.

Amount Interest rate (APR) Period (months)
Gold Loan £5,000 to
£7,499
6.9% 6 to 60
Platinum Loan £7,500 to
£15,000
5.9% 12 to 60

 

Note: LMCU loans are subject to our lending criteria and are assessed on your ability to repay the loan as well as our terms and conditions of membership of London Mutual Credit Union. All fees, pricing information and qualification information displayed on this page is for illustrative purposes only. Applying for a loan may affect your future abilities to take out future credit.

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