Charges & Interest


Replacement card (subject to Fair Usage policy) Free
PIN Reissue (subject to Fair Usage policy) Free
Copy statement or additional statement Free
ATM Usage (EURO) £1.35
ATM Usage Worldwide £1.95
Foreign transaction issuer mark-up fee 2.99%
Unpaid Items (i.e. returned Direct Debit) £15 (Free for Advantage account holders)
Unpaid/Dishonoured cheque £6.00
Formal overdraft interest 42.6%APR
Informal overdraft interest 42.6%APR
Online and Mobile Banking Services Free
SMS Services * Free

* Your standard mobile operator charges apply. Different charges may apply if you use the service abroad. Please check with your mobile provider.

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