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December 11, 2018

A More Cost-effective Christmas in 3 Easy Steps!

(By JJ McLeod) A lot of people worry that Christmas is just around the corner, and there is still so much to do. Below are three simple steps that may help you navigate the winter holidays this year. Let us know on twitter or facebook, if you have any tips or advice to share! Step 1 – Preparation. Ideally this would be done during the previous month, but there is still time. You have to know how much you are
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October 19, 2018

Five reasons why we launched our CUOK! Pay Day loan

(By JJ McLeod) In 2012 short term lending, especially Pay Day loans, went largely unregulated. From the high street to the internet, the short term loan market exploded in popularity as borrowers responded to the convenient access to quick loans. Despite the positives, the risk of getting trapped in a downward spiral of borrowing was becoming a reality for a lot of people. We launched our own Pay Day loan product in 2012, after a successful trial, to offer a
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June 22, 2018

Credit Unions Around the World

(By JJ McLeod) The 2018 World Cup in Russia is well under way. People around the world are hoping that their national team will lift the most prestigious prize in competitive sports, and traits such as respect and community are on full display. Likewise, Credit Unions concepts are also acknowledged worldwide, and in 2018 we can see that the idea of a financial alternative to traditional banking that has a focus on serving the community is something that is valued
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May 11, 2018

Four practical ways to stay safe online

(By JJ McLeod)  The amount of buying and selling online is  increasing year upon year. One of the downsides of this trend is the arms race happening with online security measures trying to outpace tech savvy criminals, who can now perpetrate their hacking and pitch scams worldwide. While companies and business have a duty to protect your information, there are always steps you can take to better protect yourself online. Password management. News sites, social media apps and online shopping requires passwords to
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February 12, 2018

3 common questions about credit history

(by JJ McLeod) Credit history tracks the reliability and the ability of you as the borrower to keep it up with the financial obligations, your payment patterns and how many other financial commitments you currently have. This has proven invaluable for financial institutions like banks and credit unions to assess the loan applications of the borrower’s ability to repay the loan. Two credit agencies you may have heard of are Experian and Equifax. They have similar systems in place to
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