June 22, 2018

Credit Unions Around the World

(By JJ McLeod) The 2018 World Cup in Russia is well under way. People around the world are hoping that their national team will lift the most prestigious prize in competitive sports, and traits such as respect and community are on full display. Likewise, Credit Unions concepts are also acknowledged worldwide, and in 2018 we can see that the idea of a financial alternative to traditional banking that has a focus on serving the community is something that is valued
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May 11, 2018

Four practical ways to stay safe online

(By JJ McLeod)  The amount of buying and selling online is  increasing year upon year. One of the downsides of this trend is the arms race happening with online security measures trying to outpace tech savvy criminals, who can now perpetrate their hacking and pitch scams worldwide. While companies and business have a duty to protect your information, there are always steps you can take to better protect yourself online. Password management. News sites, social media apps and online shopping requires passwords to
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February 12, 2018

3 common questions about credit history

(by JJ McLeod) Credit history tracks the reliability and the ability of you as the borrower to keep it up with the financial obligations, your payment patterns and how many other financial commitments you currently have. This has proven invaluable for financial institutions like banks and credit unions to assess the loan applications of the borrower’s ability to repay the loan. Two credit agencies you may have heard of are Experian and Equifax. They have similar systems in place to
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December 28, 2017

Three simple steps for a financially healthier 2018

(By JJ McLeod) With Christmas in the rear view mirror, our attention turns to the end of 2017 and beginning of a New Year with new possibilities. With the bank holidays coming up, it would be beneficial to take time out to organise your finances for the coming year. Making up a budget is vital, as more and more of our transactions are conducted through cyberspace, and more monthly bills are automated. It is now more difficult to keep track
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December 5, 2017

Practical ways to lessen impulse spending!

(by JJ McLeod) Impulse buying describes the phenomenon that causes you to make that extra purchase because the need for it becomes suddenly very necessary. It can be as small as buying a packet of chewing gum while you are waiting at the checkout, or as big as an expensive car during a sale. You may be well aware of the marketing methods that influence your shopping habits, but these time-tested techniques are still used to great effect, and we
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