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December 5, 2017

Practical ways to lessen impulse spending!

(by JJ McLeod) Impulse buying describes the phenomenon that causes you to make that extra purchase because the need for it becomes suddenly very necessary. It can be as small as buying a packet of chewing gum while you are waiting at the checkout, or as big as an expensive car during a sale. You may be well aware of the marketing methods that influence your shopping habits, but these time-tested techniques are still used to great effect, and we
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November 20, 2017

Top 3 differences between Credit Unions and banks

(By JJ McLeod) The financial services industry dominates advertising and news coverage, which is to be expected as finances are an everyday concern for people. There are thousands of different companies competing to help manage people’s finances, and it is not always easy to make comparisons in order to see what best suits their needs at any time. The BBC has spotlighted Credit Unions in their recent comprehensive,  documentary ‘A matter of Life, and Debt’. The key differences between local Credit Unions
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October 9, 2017

Don’t get caught out by £1 Deadline!

(By JJ McLeod) In the UK, we love to keep things interesting. By the end of 2020 we will see the biggest period of currency transition in decades – from paper to plastic notes and from round to twelve sided £1 coins. New Money The new pound coin was deemed legal tender on the 28th March 2017. Now that the circulation of the new coins is greater than the old coins, the Royal Mint (the manufacturer of cash in the
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