MortgageCover + is designed so that you can arrange and only pay the cover you need.
Choose Accident and Sickness, Involuntary
Unemployment cover or both.
Choose the amount of monthly cover you need - any amount between £100 and £2,500 as long as it's not more than 50% of your gross monthly earnings or 150% of your monthly mortgage payment amount.
The amount you pay is calculated per £100 of cover you require.
Choose single cover (in one name only) or split cover (in joint names)
Choose how long you will have to wait until a benefit is paid to you if an insured event occurs - 30, 60, or 90 days.
Choose the maximum number of months that you will receive benefits for any single claim - either 12 or 24 months.
If you need to make a claim for an insured event, we will pay
you 1/30th of your monthly benefit each day that you are unable
to work after the claim excess period that you have chosen.
We will pay this until you return to work subject to a maximum
of 12 of 24 months.
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